Terms & Conditions

Changes

Improve Finance reserves the right to change, modify, add or remove any part or parts of these terms & conditions at its sole discretion. Your use and continued use of this Website will be deemed as an acceptance of these terms & condition and any changes that may have taken effect. Please check these terms & conditions on a regular basis for any changes.

Intellectual Property

Improve Finance claims all intellectual property rights and copyright over all the materials appearing on this Website. All other business names and trademarks appearing on this Website are the property of their respective owners.

Use of Materials

Improve Finance authorises the user to print and copy the materials published on this Website subject to the materials being used exclusively for personal use, that the materials are not modified in way, and that Improve Finance is acknowledged as the source. Use of the materials in this Website for any commercial purpose is strictly prohibited.

Australian Residents Only

The materials and information presented on this Website are designed and directed to Australian residents only.

Accuracy of Information

The materials presented on this Website including but not limited to interest rates, calculators, lender panel etc has been prepared from information believed to reliable and accurate. The information presented on this Website may be reliant on third party information and is subject to change without notice. Although best endeavours will be made to ensure the accuracy of the information, it may not always be up to date, totally accurate or complete.

Indemnity

The user indemnifies Improve Finance its officers, employees, agents, brokers and affiliates from and against all actions, claims, suits, demands, damages, liabilities, costs or expenses arising out of or in any way connected to the use of this Website.

Warranties

Although Improve Finance will endeavour to ensure the accuracy, reliability and security of this Website, the user acknowledges that we do not make any express or implied warranties of any kind to the user including but not limited to whether this Website is free from any errors, omissions, defects, viruses, delays or interruptions of service.

Limitation of Liability

To the maximum extent permitted by law, all warranties, conditions, terms express or implied, breaches of contact, negligence and representations about Improve Finance access and use of this Website, information provided on this Website, and products and services advertised, offered or supplied via this Website are excluded. Where our liability cannot be fully excluded it will be limited at our option to resupplying our service to you or paying for the resupply of our service to you.

Governing Law

These Terms of Use are governed by the laws of Victoria, Australia and the parties irrevocably submit to the exclusive jurisdiction of the courts in Victoria, Australia.

Severability

Any provision (in part or whole) of these Terms of Use held to be unenforceable, invalid or illegal for any reason will be severed from these Terms of Use and will not invalidate the remaining provisions of these Terms of Use.

About Us

Improve Finance provides a service designed to help users make an informed decision when choosing a home loan. We are not a lender, credit provider or licensed investment advisor. Where you may require financial or investment advice we suggest you seek the services of a licensed advisor.

Fees & Charges

Improve Finance does not charge a fee for the services offered via this Website. Improve Finance receive commission payment from lenders for any loan that settles.

Loan Approvals

The approval of all mortgage loan applications are subject to the lending criteria of the lender chosen by the user.

Third Parties

Where you have clicked-through to Improve Finance via one of our affiliate websites, we may pay the affiliate a marketing fee for the introduction.