Are you having difficulty buying a property or refinancing your home loan because the banks refuse to help you?
Just because the banks have said ‘no’ to finance, it doesn’t mean you’re out of options
- Don’t quite have the “perfect” credit history?
- Are your debts starting to spiral out of control?
- Self-employed? Lost your job? Have a new job?
- Need to pay out a large tax debt?
These are just some of the reasons why borrowers may be told ‘no’ by their bank when looking for a home loan.
If this is you, don’t despair – you may still be able to achieve your financial goals whether this is to upsize, refinance to release cash or to purchase an investment property. At Improve Finance we will listen to your whole story and can take on the task of comparing home loans to find you a lender that will assess your application on your individual circumstances so you get a fair go.
Looking at alternative options
All lenders are not created equal, and just because one bank has said “no deal” it doesn’t mean you should give up just yet!
By working with a great number of flexible non-bank home loan lenders, Improve Finance have access to hundreds of home loans and can help to match a product that will meet your needs and budget.
Non-banks cater to borrowers who fall outside the criteria set out by the banks and offer a greater range of niche loan products that are more likely suit your individual circumstances.
Alternative lenders offer a more personalised service will take a common sense approach to lending. They often have less stringent lending criteria and can help if your credit rating is on the low side or you have be declined a loan by a bank in the past.
At Improve Finance we have highly experienced mortgage brokers who specialise in helping people like you – people who want to take control of their finances and move forward. Unlike a bank, we have a wealth of knowledge across a vast range of lenders and solutions so you can be confident that you’re in the best position to get help in meeting your financial needs. Whether you’re self-employed, a contractor or have been knocked back by the banks, we have the expertise to focus on your needs so you can focus on getting on with the more important things in life.